Latest Articles from Lane 4 Finance

Featured Articles

6th August 2026

Investment Loans and Tax: What Not to Claim

Tax rules for rental properties changed in June, and some old strategies no longer work the way they used to.

4th August 2026

When to Apply for Home Loan Pre-approval

Pre-approval gives you a clear spending limit before you start looking at properties, and knowing when to apply can save you weeks in the buying process.

30th July 2026

Simple hacks to pick the right home loan structure

Fixed, variable, or split? Understanding how each loan type works helps you match your borrowing to how you actually live and spend.

28th July 2026

Fixed Rate Loans Fees and Costs: Common Mistakes

Understanding upfront charges, break costs, and hidden fees on fixed rate home loans before you lock in a rate.

Investment Loans

6th August 2026

Investment Loans and Tax: What Not to Claim

Tax rules for rental properties changed in June, and some old strategies no longer work the way they used to.

9th July 2026

How to Borrow in a Company Name for Property

Understand when borrowing through a company makes sense for your investment, how lenders assess applications, and what it means for your loan options.

9th July 2026

What are Rate Lock-ins and Break Costs for Investors?

How fixed rate lock-ins work on investment loans, when break costs apply, and what property investors need to know before committing to a rate.

Home Loans

4th August 2026

When to Apply for Home Loan Pre-approval

Pre-approval gives you a clear spending limit before you start looking at properties, and knowing when to apply can save you weeks in the buying process.

30th July 2026

Simple hacks to pick the right home loan structure

Fixed, variable, or split? Understanding how each loan type works helps you match your borrowing to how you actually live and spend.

28th July 2026

Fixed Rate Loans Fees and Costs: Common Mistakes

Understanding upfront charges, break costs, and hidden fees on fixed rate home loans before you lock in a rate.

23rd July 2026

When to Start Property Research for Your Home Loan

Understanding how property research shapes your borrowing power and loan structure before you start looking at homes

Construction Loans

21st July 2026

Proven Tips to Understand Construction Loan Features

How progressive drawdowns, progress payments and interest-only options work when you're building a new home across Australia

9th July 2026

Construction Loans: The Pros and Cons for Investors

Building an investment property from the ground up offers control and potential upside, but the loan structure works differently to standard home finance.

9th July 2026

Why Construction Loan Approval Takes Longer

What lenders actually assess when you apply for construction finance, and how to avoid the delays that catch most people out.

First Home Buyers

16th July 2026

Understanding the Basics of First Time Buyer Resources

A straightforward guide to government schemes, deposit options, and what you actually need to know before applying for your first home loan.

Refinancing

14th July 2026

Avoid These 4 Mistakes When Refinancing Multiple Properties

Refinancing a portfolio takes a different approach to refinancing one home. Get the sequence wrong and you could lose access to equity or borrowing power.

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Latest Articles from Lane 4 Finance

Check out the latest blog posts from Lane 4 Finance

Featured Articles

Investment Loans and Tax: What Not to Claim

Tax rules for rental properties changed in June, and some old strategies no longer work the way they used to.

When to Apply for Home Loan Pre-approval

Pre-approval gives you a clear spending limit before you start looking at properties, and knowing when to apply can save you weeks in the buying process.

Simple hacks to pick the right home loan structure

Fixed, variable, or split? Understanding how each loan type works helps you match your borrowing to how you actually live and spend.

Fixed Rate Loans Fees and Costs: Common Mistakes

Understanding upfront charges, break costs, and hidden fees on fixed rate home loans before you lock in a rate.

Investment Loans

Investment Loans and Tax: What Not to Claim

Tax rules for rental properties changed in June, and some old strategies no longer work the way they used to.

How to Borrow in a Company Name for Property

Understand when borrowing through a company makes sense for your investment, how lenders assess applications, and what it means for your loan options.

What are Rate Lock-ins and Break Costs for Investors?

How fixed rate lock-ins work on investment loans, when break costs apply, and what property investors need to know before committing to a rate.

Home Loans

When to Apply for Home Loan Pre-approval

Pre-approval gives you a clear spending limit before you start looking at properties, and knowing when to apply can save you weeks in the buying process.

Simple hacks to pick the right home loan structure

Fixed, variable, or split? Understanding how each loan type works helps you match your borrowing to how you actually live and spend.

Fixed Rate Loans Fees and Costs: Common Mistakes

Understanding upfront charges, break costs, and hidden fees on fixed rate home loans before you lock in a rate.

When to Start Property Research for Your Home Loan

Understanding how property research shapes your borrowing power and loan structure before you start looking at homes

Construction Loans

Proven Tips to Understand Construction Loan Features

How progressive drawdowns, progress payments and interest-only options work when you're building a new home across Australia

Construction Loans: The Pros and Cons for Investors

Building an investment property from the ground up offers control and potential upside, but the loan structure works differently to standard home finance.

Why Construction Loan Approval Takes Longer

What lenders actually assess when you apply for construction finance, and how to avoid the delays that catch most people out.

First Home Buyers

Understanding the Basics of First Time Buyer Resources

A straightforward guide to government schemes, deposit options, and what you actually need to know before applying for your first home loan.

Refinancing

Avoid These 4 Mistakes When Refinancing Multiple Properties

Refinancing a portfolio takes a different approach to refinancing one home. Get the sequence wrong and you could lose access to equity or borrowing power.

Ready to chat to one of our team?